Reliable HYIP Investment Guide for good hyip investing

HYIP Explained

H High
Y Yield
I Investment
P Program
As obvious from its name,it is an investment programme where you get high returns(higher than your local bank accounts offer).High yield is attatched with high RISK also.These are usually online programmes which claim to process your invested amount in forex,offshore trading,commodities,etc and give away a portion of their profit as a high interest to its investors.Some of the HYIP programmes even work out the invested amount in other HYIP programmes and share the profit with you.
These are basically online programmes (websites) and they may provide a postal contact address where their office is located.
You invest in these HYIP online through their websites with e-currency.
HYIPs pay back interest to you on a daily/weekly/monthly basis as per their policies for a specific time period into your ecurrency account
You don’t have to do any kind of activity in return of interest money from them.Thus investing in HYIP means a passive income source where you just invest and sit back & relax while extra money is flowing to you.

It sounds quite very attractive!But there’s the caution:
This passive income system is associated with a huge range of risks,because maximum of these programs are just scams which collect hyip investment from visitors and then close down their HYIP programme,and there is no profitable way to get back your money once you are scammed.
But when you have become an experienced investor,you can easily spot out bad scam HYIPs.Good HYIPs also exist and you may even make profit with scam HYIPs by intelligent investing.
Let me give an example of imaginary HYIP-
3% daily for 50 days
Min deposit-5$
Max deposit-5000$
Referral bonus-5% on all 1st level referral investments
Payment- paid daily,automatic
Payment methods-egold,stormpay

This imaginary HYIP is explained below:

And supposing you invest 50$, then this patricular HYIP will pay 1.5$ daily for 50 days(or in other words you will get 75$ after 50 days)The minimum & maximum deposit that can be made is 5$ and 5000$ respectively.This HYIP has automatic payouts,so you will get paid daily automatically in e-currency account without requesting for your payouts.The e-currencies accepted are egold and stormpay only.And you will get a referral benefit of 5% on your referred investors.In referral system,after joining the particular HYIP you will be given a unique referral url.If somebody else invests in this HYIP by following your special referral url then the HYIP will give you a gift of 5% on the amount invested by this new member.So this is an extra profit that you get in addition to your regular interests.

HYIP Risks

HYIP is invariably associated with risks.There are around hundreads of new HYIPs opening every month but most of them are scams and only a few last for a bit long time.And many a times,even a good reliable programme turned hostile and taken away all your money.So your investment is quite vulnerable to getting scammed! But if you are wise(or lucky) you even make a hefty profit of it.Anyhow, you may be scammed once/many times either now or later.You must always even be ready to suffer a scam attack.And HYIP investor masters always say-
“Don’t invest which you cannot afford to lose”
So you should be ready to lose at all times because you can never say when a HYIP turns a scam & when you have lost money in any HYIP programme you cannot either complain your e-currency account authorities to repay back the lost money or file a case against the HYIP owner(because that would cost you more on lawer charges,etc. than invested amount!)
Investing in HYIP is almost like gambling-the only difference is that if you invest wisely then your chances of losing is reduced…

How Much To Invest

This depends upon the following:
I-You just want to experiment with how HYIPs work
II-You want a part time income
III-You need a full time residual income
IV-You are a person who earns from online GPT programmes(online get paid to programmes)

For the category I-Invest 10$-50$ in few HYIPs to learn various aspects of investing in HYIPs, managing e-currencies, etc

For category II-Invest 100$-500$

For category III-Your hyip investment should atleast be>1000$

For category IV-I personally know how precious are those few dollars that you earn after several days of online surfing.Remenber me-
You will really feel dis-hearted if you get scammed of your hard earned little money by a bad HYIP.If at all you decide to invest,then you must learn all aspects of successful HYIP investing so that you can minimise loses.

If you are a newbie then definitely you fall in the first category.So start experimenting in this HYIP world with a investment of around 10$-50$.Even if you lose,I suppose you won’t become a bankrupt with such less money,but definitely you are going to learn something.

Then you are promoted to the next stage of making yourself earn a part time income.by this time you must have gathered some personal experience as well as borrowed some other’s experience in due time.You might have already made sufficient research work on HYIPs.So I assume you have quite a fair average knowledge about various HYIP aspects & can confidently take wise decessions on which HYIPs & how much to invest.The time required for such experience may be 6-10 months.

If you successfully make a part time earning for some stable months/years then you would like earning a full time earning.All those who make full time income through HYIPs become a kind of HYIP professionals.You will be having a lot of information and can easily spot possible scam HYIPs.You will have developed a personal investment portfolio and an analysis trend.Most probably you will also be helping others invest in HYIPs and giving them advices.You can use your full intelligence & expertise to invest and earn a decent full time income.
Whatever be,HYIP risks are never diminished.So there are chances that you can become bankrupt if you redirect to full time HYIP income without appropriate wit & long experience.It is best advised that HYIP investors restrict themselves to just part time earning,because investing with larger money is equally proportionate to losing larger in scams.

Getting Started

Now that you have decided to invest,you have to make the following steps to get started-
Decide upon which HYIP(s) to invest in.
Make an online payment at the particular HYIP site through your e-currency account.
Receive payments (automatic/manual) to the same e-currency account.
Follow up maintenance.

The decision to join any particular HYIP depends upon many factors.You will learn about these later in this website.

Receiving and sending payments online are done through e-currencies.It is same as real money,except that is can be traded online only.You have to create an online account(for free!) and then fund it through your bank account or credit card.Then using this amount in your e-currency account you can do all the money transactions online.Some examples of e-currency accounts are like paypal,egold,stormpay,etc.Most of the HYIPs accept egold because of the flexibility of maintaining account.And once you have a e-currency account,you are on the threat of several hackers who can illegally get into your account and steal away all your money.So you must follow some security measures as mentioned in article section of this website.

Follow-up maintenance is important for any serious investor.it includes analysis and maintenance of personal HYIP records based upon the performance of each HYIP that you invest in.This will help you in becoming a well organized and well experienced HYIP investor.Details are described in article section later in this site.

Where to Find A HYIP

here are many resources where you can get information about HYIPs.But before I start enumerating them,a word of caution-
You may find several HYIP advertisements in your email inbox.Please don't give much importance to them as they are mostly scams(just think over why would any good and reliable HYIP engage in email scamming!)
Now coming back to our topic-
The major HYIP sources are HYIP monitor websites, discussion forums,news sites,advertisements in any other websites,etc.
HYIP monitors are websites that list a large number of HYIPs with their current status as paying/not paying.These monitor websites are owned by experienced HYIP investors who put their techniques of assessment to determine whether a HYIP is paying or not.I will give you a list of some 19 such websites arranged according to their alexa traffic ranking below:

www.goldpoll.com,www.hyipranks.com, www.hyipinvestment.com, www.hyip-recommendation.com, www.goldrater.com, www.aurumgames.com, www.gold-hosting.com, www.hyip-navigator.com, www.gohyip.com, www.myhyip.com, www.hyipfarm.com, 365money.com, www.allhyip.info, www.worldhyip.com, www.hyip-help.com, www.hyips-analysis.com , www.hyip-assistant.com, www.hyipranking.com, www.hyipexplorer.com, www.thehyips.info

Forums are another source of HYIP information .You will find several experienced and newbie investors hanging around HYIP status discussions in many forums.You can come to know about the personal experiences of other investors who have invested in any HYIP programme.Many investors also post scam reports on any HYIP they had invested in.This information is of great help to you and you must prevent investing in such warned HYIPs.Some good forums are like talkgold.com,HYIPdiscussion.com
You will find many active forums in almost all the HYIP monitor sites also.

HYIP news sites are also a good source of HYIP information.Thes sites collect latest HYIP information and give you a daily updated HYIP related news and issues.Scam news can also be found out in these sites.Some examples of HYIP news sites are like HYIPnews.com,HYIPmailer.com,etc.HYIP news is also a regular feature in many of the HYIP monitor sites.

Another large source of HYIP info are advertisements.You will find such ads almost everywhere on the web & in emails as scam messages.But ads can be very deceptive also.So you must make a detailed research on such advertised HYIPs before investing.

Choosing A HYIP

From the previous mentioned sources,you may have got many HYIP programmes in which you would like to invest.But remember – never invest blindly.You must follow the following steps before you take any decision-

See if the HYIP is listed in any HYIP monitoring website.If so then what is the current status?If the status shows “not paying” or “problem” then straight stay away from it.You must also look for its feedback in forum of the respective monitoring site.Notice its rating, & the user votes will help you determine the standard of the HYIP.

Other large forums contain posts on many new and old HYIPs.Donate some time in researching through the posts made by members of that forum.This will give you many much needed information.Secondly you may also post you experiences of any previous HYIPs or even ask other members to help you in taking a decision.

Look into HYIP news data and stay away from those HYIPs which are declared/suspected scam.

Nevertheless to say, make a search on Google.You may use the following search terms-
HYIPname(the name of the HYIP which you want to research on),HYIPname paying, HYIPname scam,HYIPname problem,etc.

Due Deligence

First you should know that due deligence is different from due diligence.The later refers to a business term used for accessing the credibility of a client during sanctioning loans,etc.Due deligence applied in the sense of investing is however used to refer to certain techniques of self analysis made before actual investing.When you have made some research on your HYIP programme,make a little more effort in checking out these following points.And if you are intending to become a part-time earner,then you must learn to gain efficiency in these following-

Begin with the website name of the HYIP.Check if the domain name is free or a paid domain name.Free domains names(sub-domains) are like HYIPname.something.com whereas paid domains are just HYIPname.com(note the extension may also be something else like .net,.info,etc).HYIPs hosted at free hosting are pure scam.Aviod them at all costs.

Look for contact info of the HYIP administrator.If the contact email is a free email account such as yahoo.com/hotmail.com/gmail.com,etc ,then resist yourselves from investing in such a HYIP.If a HYIP which cannot even afford to get a paid hosting/email, then how can it pay high interests to you!

See in the contact information if they give you a postal address/telephone number.if not,then may be the HYIP administrator does not want himself to be revealed to the public.Don’t trust him, the HYIP may not be very reliable.

Notice the websites design of the HYIP.If the design looks unique & professional,then it’s a good sign.If the site is built on similar looking common cheap template design with an indifferent faqs section,then probably the HYIP is not intended to last for a long time.A good HYIP should have a professional design with fast and well responsive customer care.

Read through all the text in their website.ther should not be much spelling errors.And they must not over-emphasize again & again over their high interest returns.

What is their interest return rate?Any HYIP which claims to pay more than 3% daily is probably a scam & will not last for a long time.Many HYIPs promise to pay high rates such as 10% daily for 30 days or 50% daily for 3 days,etc.They cannot possibly be genuine because it is not very possible to make so much profit from actual forex/trading in such little time!

Do they offer referral income?If so then this is a bad sign.Because giving referral money means asking investors to recruit others to their HYIP.If a HYIP is good then it will eventually gain reputation & people will invest in it without the help of referrers. Anyhow small referral money is usually given in many good HYIPs also.So a HYIP with no referral is a good sign.

Mark what is the minimum investment required.Many HYIPs have minimum investment as less as 1$,5$,10$ or so.Just ask yourself ,what kind of trading will any HYIP do with 1$ or 10$ from you! Actually they don’t trade at all.they are just ponzi schemes.Dont invest large amounts in them.A good HYIP should probably have a minimum investment of around 40$-60$.

Check out if the payments are daily,weekly or monthly.Daily payouts are best preferred because with every day of the programme’s existence,your chances to be in profit increase.

Many HYIPs offer investors with an internal account on their sites wherein the interest is deposited.Later on the amount is transferred to your online account(e-currency) on request.Others have no internal accounts and pay you directly to your egold account.The second is preferably better.

Check for whios information about the HYIP domain name.If you find irrelevant information such as random meaningless words or controversial contact information ,then it is better to avoid.The whois data shows domain name,registration date,expiration date,administrative contact,etc.If the HYIP says it has been in this HYIP industry for a long time,but domain name was registered a few months back only ,then its reliability is in doubt.You can use whois.ws to see the whois information for free.

Respectable HYIPs never spam or let their users spam with their links.So if you came to know about a HYIP through a spam email then be careful!

Look up in the about us/faq section in the HYIP site.If it provides a similar set of information that you see in most other HYIP sites then,it has got an uncustomised cheap script.The HYIP may not be genuine.

Email the administrator of HYIP and ask him questions like “how can you make pay so high interests?” , ”Who are you and where do you stay?” , “Can you have a telephonic conversation with me sometime?”
If the webmaster dosent bother to reply,or replies in a very awkward & non-convincing manner then he is trying to hide away facts from you.He will never say that he is running a ponzi scheme,but you have to identify it! You amy also ask for previous business history to evaluate the ability of the HYIP owner to make the desired profits with your investment.
You will get experienced in all these aspects as you spend more time in this HYIP world! So never worry if you cant make a final conclusion from accessing the above factors, you woll gradually learn them with time.It is very strongly recommended to read our free hyip investment guide first before developing your actual due deligence skills.

Investment Strategy

he key to a profitable hyip investment is just a single word-
“diversify”
It means you divide total investment among several different HYIPs so as to minimize risk.Investing in a single program is risky, because if the program collapses, you lose all your money. But if you put your money into many programs, if one of the programs fails, you will still have money in other programs.So by diversifying you virtually decrease the % of lost money in your portfolio.
Profits can still be made from investments in other HYIPs that are operating simultaneously.So it is quite possible that with a wide and wise portfolio you will always make a NET profit.
How wide should portfolio be?
It should be as wide as possible.For example if your total investment is around 500$ then portfolio should include atleast 5-10(or even more) different HYIPs.Invest about 50% in long term good old HYIPs and the rest 50% in new HYIPs.These may include –
Long term HYIPs are those that give around 1.5% daily and have a good track history over 1 year with good customer support,professional web design,etc.These are real HYIPs and actually pay customers.
New HYIPs include those who pay around 2-3% daily with unique professional web design & certain degree of reliability in other factors.
You may invest in ponzi schemes that give 3-5% daily,but join them early to be in profit.
If you like to take more risk(or try your luck) then join in pure scam programmes such as 10% daily for 30 days or 25%daily for 5 days,etc.Join early during launch of the HYIP and invest very less amount to minimize risk.
Scam HYIPs are run on ponzi schemes.A ponzi is an illegal pyramid system in which higher level members are paid with the investments from newer members.They actually have a short life time.Many people lose money in these scams.Their websites are made from cheap old regular common templates(not a professional & unique design),anonymous contact information,give high interest rates(>3% daily is suspected as a ponzi),have an attractive referral system,etc.

The average life cycle of ponzi HYIPs can be stated as:

Extra Long term HYIPs(ponzi & real HYIPs)
Such HYIPs pay about 1-1.7% daily or around 25% monthly interests.They usually last for a long time over upto a year.Invest in these only if it has a good history for about a year because profit recovery is very slow.

Long term HYIPs(mostly ponzi)
They pay 2-3% daily and last for about 4-5 months.Some even last for more than half a year.These are the most optimal HYIPs for investing.

Medium term HYIPs(ponzi)
Pay around 4-7% daily.Last for about a month(sometimes 15 days) to a couple of months.

Short term HYIPs(ponzi)
Pay >10% daily.Last for few days to few weeks.

In conclusion of this section we can summarize:
Don’t invest in new programmes thet pay less interest(around 1%daily) with a poor non-professional web design,etc.It is a scam ponzi where you cannot get much profits because the programme may close before you are in profit over your principal.

Invest in long term HYIPs which pay less(around 1.7% daily),but have a unique professional web design,and other positive features of a good HYIP.Invest in them if they are already over 1 years old with good track history.

You may invest in HYIPs which pay 2-3% daily,have a professional template design & other good features.Chances to be in profit is good.

If you like to take risks then invest in ponzi schemes that pay 3-5% daily.But you should invest while the HYIP is still new so that chances of profit recovery is good before the HYIP closes.

Invest in still higher interest paying HYIPs if you can risk higher.HYIPs such as 7% daily for 60 days or 50% daily for 3 days are real scams.however if you are lucky,you can be in great profits provided you invested while the HYIP was just new.But risk factor is also very high and I suggest not to invest more than 40$-60$ in such high risk HYIPs.Its always better to avoid them.

Getting Scammed

Unfortunately there is no way to assure that you won’t lose money when you join a HYIP.Basically don’t expect to get back your money,but you can definitely take your revenge by labeling the HYIP owner as a scammer and making an online(free) suit against him.You can also warn other innocent investors to be aware of that particular HYIP. If you find a HYIP site and wish to invest in,then you may follow the following steps-

Use Whois Lookup sites to find out the Web Owner details information such as IP address, Web hosting company name& address, name& registered address of the HYIP website or country of origin,etc.After you find these ,save the information for future use.

When you make payments to this HYIP then it is very important that you keep all confirmation emails containing information about amount of money deposited ,to whom you paid & on what date you paid. This is very important testimonial required whenever you want to file a case.

If you got deceived then The first things that you should do is to report about it throughout the internet.You may report it in sites such as HYIPnews.com,etc.Also make forum postings in as many forums as you can.Make sure you make a post in large forums like talkgold.com, HYIPdiscussion.com, moneymakergroup.com,etc.Be bold in your statements and give the actual details.I am sure people who read your report will definitely thank for your help.

Then report to egold authorities.Although they wont give back your money but still they may freeze the scammer’s egold account so that he cannot make any more transactions.Send complains to the web hosting company of the HYIP asking them strongly to suspend the hosting of that HYIP on charges of scamming.Try to give all your testimonials to convince the fact.

Finally make a fraud complaint to legal authorities.You can file a complaint at www.ifccfbi.gov the official website of the Internet Fraud Complaint Center, administered by the US National Bureau of Investigation and the National White Collar Crime Center.Any body can file a complaint(nationality is not a bar) and its absolutely free of cost.Once they receive your complaint then they will immediately start investigations and take any necessary action as required.

Simultaneously also make complaints to other similar authorities such as www.web-police.org, www.scamwatch.com, www.fraud.org.

By following the above steps you may not get back money but ofcourse you will feel satisfied by taking revenge and prevent others from falling into their scam hands!

Recovery In Scam

Unfortunately there is no back-up if ever you get scammed.This is mainly because of the system flaw.Let me explain this in detail
Now supposing that you invest some amount in a HYIP and after sometime you suddenly discover that you have been scammed of your money.You would probably straightway make a complain to egold authorities about this stolen money and request either a pay back from the HYIP owners account or ask for the HYIP owner’s personal contact information from their records to enforce legal proceedings.But both in vain,egold can’t help you in either of these matters.
If you had made a large investment say a few thousand dollars) then you would probably file a case in court against the HYIP owner.But from where do you find the scammer,because he might have provided with all false contact information!Next,you have to wait for a long period(over a year) to get verdict from court.And by that time the lawyer fees would have been mor than the amount for which you claimed for!
So it is always best said-
“Don’t invest what you can’t afford to lose”

Full Time Income

ts very possible to earn a full time income through HYIPs.But this is largely not recommended because-
HYIP returns are very unpredictable.If you lose all your money,you cannot get it back because it is difficult to trace the scammer.Even egold authorities cannot help you with that .If a case is filed in the court then legal proceedings usually take a long time for verdict & by that time your lawyer fees would have been more than the amount you claimed for!
Investing in HYIPs is like investing in gambling.You never know when you lose,thus there can never be peace of mind or job satisfaction.
And I think there is a little population who actually make full time earning through HYIPs(most of them are HYIP monitoring/HYIP related website owners and the rest few are those whom you see in forums as active senior posters)
Therefore I suggest that you keep HYIP investing as a part-time income source only

HYIP Articles

HYIP ARTICLES HOME

This section is dedicated to HYIP articles.These articles on HYIP are intended for those persons who already have a fair basic information on HYIPs.If you don't know much about HYIPs then we strongly recommend to first read our HYIP INFO GUIDE for complete HYIP information.
HYIP articles are little bits of information that fortify your knowledge base.You must develop a good habit of reading latest HYIP articles to have an updated info.Our advanced HYIP articles are mainly focussed on critical issues related to HYIP investment.Each article revolves around a specific topic giving you a detailed description.These extra HYIP information articles are written in easy language and none of our articles publish any hard-core technical/research papers(which usually confuse HYIP investors),
However we present important HYIP issues in a very easy to follow and quickly understandable format.These HYIP articles are for your use as information only.If you find these HYIP articles useful then just link to that article from your blog or website.But you are not allowed to put any of our content on other sites.So if you want your readers to read these HYIP articles then just link to that particular HYIP article!

Since this site is relatively quite new,we have few articles for you.Actually it really takes time to compose good articles.I dont want to compromise QUALITY for QUANTITY.So just expect some little but helpful HYIP articles here.New articles are added almost every week.Neverthless to mention,just check out every 7 days.Now get down to our article index below & enjoy reading...

HYIP ARTICLE INDEX

Understanding Virtual Currencies
Learning To Use Egold
Egold Security Measures
Concept of HYIP Test Spend
HYIP Forums-The Most Important Tool